Time in the market
20 years. Staying in.
€87,400
after 20 years
Example: €500 per quarter at 7% p.a. – not a forecast.
Financial literacy you can touch
Finance. Piece by piece.
We make everyday money tangible – with an interactive guide and an app. So there’s more time for what truly matters.
Time in the market
20 years. Staying in.
€87,400
after 20 years
Example: €500 per quarter at 7% p.a. – not a forecast.
Pay-Pulse
Subscriptions per month
7 subscriptions found
Coaching tip
€359
Gym membership · a year
When were you last there?
Costs
0.2% instead of 1.48%
Every year. The gap keeps growing.
Your picture takes shape.
The idea
Clear visuals instead of jargon.
Every piece makes the big picture clearer.
When your finances are sorted, you think about them less.
Two products. One picture.
Understand investing – no jargon, at your own pace.
All your subscriptions at a glance – with coaching on where to save.
The subscription effect
Tap what you have – and see what it adds up to over the years.
Example prices; illustration at 5% p.a. before tax. Not a forecast and not investment advice. Not every subscription is wasteful – it’s about choosing consciously.
Clear visuals, short sentences, no jargon.
Small steps that add up to a big picture.
No trackers, no ads. Only what’s necessary.
A brand for financial literacy: we explain finance so it works in everyday life – with the guide “Let’s talk finance” and the app “Pay-Pulse”.
No. All content is general information and education. It is not investment, tax or legal advice. Past performance is not a reliable indicator of future results.
No. Everything starts from zero and moves at your pace.
Pay-Pulse is in development and will launch on iOS first. Once the app is available on the App Store, you’ll find the link here.
Currently German and English. More languages are technically prepared.
Start with the guide, or get an overview of your subscriptions.